Sample document — fictional candidate for illustration only. Where real organisations are named, the person, their role there and every result are invented; no connection with or endorsement by those organisations is implied. Your CV is prepared from your own record.
Professional Summary
Strategy Director at Oliver Wyman with 10 years shaping financial services strategy across Sub-Saharan Africa, East Africa, and MENA. Led 3 full bank restructurings — each returning to profitability within 18 months of programme close. Deep expertise in regulatory response, capital allocation, and retail banking operating model design. Trusted by regulators and board-level clients across 8 African markets.
Select Engagement Metrics
3
Bank restructurings led to full profitability
$420m
NPL reduction — East African bank, 2024
8
African markets served across career
41%
Avg. cost-to-income improvement, restructuring mandates
Experience
Oliver Wyman, Johannesburg
- A Pan-African bank with operations in 6 countries had a cost-to-income ratio of 78% and rising NPL book of $420m; designed and led a 14-month restructuring programme covering branch rationalisation, credit policy reform, and a new retail segmentation model, bringing cost-to-income to 61% and resolving $280m in NPLs through an asset-management vehicle.
- Regulatory capital requirements under Basel III left a mid-sized South African bank with a CET1 shortfall of R3.4bn; developed a capital optimisation roadmap including risk-weighted asset compression and a subordinated debt issuance, closing the gap within 9 months and avoiding a supervisory intervention.
- East African retail bank was losing 12% of its SME customers annually to fintechs; led a full product redesign and digital channel build, cutting SME churn to 4% and growing SME loan book by 34% within 2 years.
Oliver Wyman, Johannesburg
- A West African development finance institution had no structured methodology for portfolio monitoring, resulting in 22% of loans past due undetected until arrears exceeded 90 days; built a real-time early-warning system and retrained 40 credit officers, reducing late detection from 22% to 3% within 6 months.
- Nigerian insurance group was operating 11 product lines with combined ratio above 110%; conducted a line-by-line profitability analysis and recommended exiting 4 unprofitable lines, improving group combined ratio to 96% and freeing $18m of capital for redeployment.
Skills & Expertise
- Bank restructuring & turnaround
- Credit risk & NPL management
- Regulatory strategy (Basel III/IV, IFRS 9)
- Retail banking operating models
- Capital optimisation
- Board-level advisory
- Financial modelling & scenario analysis
- English, French (fluent)
Education
MSc Risk & Finance
Sep 2013 – Jun 2015
London School of Economics — Distinction
BCom (Hons), Finance & Accounting
Feb 2009 – Nov 2012
University of Cape Town — First Class Honours, Golden Key Society