Sample document — fictional candidate for illustration purposes only. Your CV is prepared from your own record.
Professional Summary
Strategy Director at Oliver Wyman with 10 years shaping financial services strategy across Sub-Saharan Africa, East Africa, and MENA. Led 3 full bank restructurings — each returning to profitability within 18 months of programme close. Deep expertise in regulatory response, capital allocation, and retail banking operating model design. Trusted by regulators and board-level clients across 8 African markets.
Select Engagement Metrics
3
Bank restructurings led to full profitability
$420m
NPL reduction — East African bank, 2024
8
African markets served across career
41%
Avg. cost-to-income improvement, restructuring mandates
Experience
Oliver Wyman, Johannesburg
- A Pan-African bank with operations in 6 countries had a cost-to-income ratio of 78% and rising NPL book of $420m; designed and led a 14-month restructuring programme covering branch rationalisation, credit policy reform, and a new retail segmentation model, bringing cost-to-income to 61% and resolving $280m in NPLs through an asset-management vehicle.
- Regulatory capital requirements under Basel III left a mid-sized South African bank with a CET1 shortfall of R3.4bn; developed a capital optimisation roadmap including risk-weighted asset compression and a subordinated debt issuance, closing the gap within 9 months and avoiding a supervisory intervention.
- East African retail bank was losing 12% of its SME customers annually to fintechs; led a full product redesign and digital channel build, cutting SME churn to 4% and growing SME loan book by 34% within 2 years.
Oliver Wyman, Johannesburg
- A West African development finance institution had no structured methodology for portfolio monitoring, resulting in 22% of loans past due undetected until arrears exceeded 90 days; built a real-time early-warning system and retrained 40 credit officers, reducing late detection from 22% to 3% within 6 months.
- Nigerian insurance group was operating 11 product lines with combined ratio above 110%; conducted a line-by-line profitability analysis and recommended exiting 4 unprofitable lines, improving group combined ratio to 96% and freeing $18m of capital for redeployment.
Skills & Expertise
- Bank restructuring & turnaround
- Credit risk & NPL management
- Regulatory strategy (Basel III/IV, IFRS 9)
- Retail banking operating models
- Capital optimisation
- Board-level advisory
- Financial modelling & scenario analysis
- English, French (fluent)
Education
MSc Risk & Finance
Sep 2013 – Jun 2015
London School of Economics — Distinction
BCom (Hons), Finance & Accounting
Feb 2009 – Nov 2012
University of Cape Town — First Class Honours, Golden Key Society